{"id":3729,"date":"2026-02-09T14:33:04","date_gmt":"2026-02-09T13:33:04","guid":{"rendered":"https:\/\/sharpinsurance.be\/assurance-patrimoine\/"},"modified":"2026-06-11T10:56:17","modified_gmt":"2026-06-11T08:56:17","slug":"assurance-patrimoine","status":"publish","type":"page","link":"https:\/\/sharpinsurance.be\/fr\/risques-entrepreneuriaux\/assurance-patrimoine\/","title":{"rendered":"Assurance patrimoine"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-blend-mode:multiply;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-image:linear-gradient(135deg, rgba(0,0,0,0.5) 0%,rgba(0,0,0,0.5) 100%),url(https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/Patrimonium-scaled.webp);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><nav class=\"fusion-breadcrumbs fusion-breadcrumbs-1\" style=\"--awb-text-color:var(--awb-color1);--awb-breadcrumb-sep:&#039;\/&#039;;\" aria-label=\"Breadcrumb\"><ol class=\"awb-breadcrumb-list\"><li class=\"fusion-breadcrumb-item awb-breadcrumb-sep awb-home\" ><a href=\"https:\/\/sharpinsurance.be\/fr\/\" class=\"fusion-breadcrumb-link\"><span ><i class=\"awb-breadcrumb-home-icon fa-home fas\" role=\"img\" aria-label=\"Home\"><\/i><\/span><\/a><\/li><\/ol><\/nav><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\">Assurance patrimoine<\/h1><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Prot\u00e9gez vos b\u00e2timents, votre inventaire et vos marchandises<\/h2><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:15px;\"><p>En tant qu\u2019entrepreneur, votre immobilier est souvent l\u2019un de vos investissements les plus importants. Les dommages caus\u00e9s par un incendie, une temp\u00eate, l\u2019eau ou le vandalisme peuvent non seulement \u00eatre co\u00fbteux, mais aussi perturber gravement vos activit\u00e9s quotidiennes. Une bonne assurance patrimoine garantit la protection de vos b\u00e2timents, entrep\u00f4ts, bureaux et stocks, afin que vous puissiez continuer \u00e0 vous concentrer sur ce qui compte vraiment : entreprendre.<\/p>\n<p>Chez Sharp Insurance Brokers, nous adaptons toujours la couverture \u00e0 la situation sp\u00e9cifique de votre entreprise. Vous \u00e9vitez ainsi la sous-assurance et avez la certitude que les cons\u00e9quences financi\u00e8res d\u2019un sinistre resteront limit\u00e9es.<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row fusion-flex-align-items-center\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type default-btn\" style=\"--awb-margin-right:15px;--awb-margin-bottom:15px;\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:51% 58%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"1366\" height=\"2048\" alt=\"Que couvre une assurance patrimoine\" title=\"2025_Sharp Insurance-58\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-scaled.webp\" class=\"img-responsive wp-image-3730 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-200x300.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-400x600.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-600x900.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-800x1200.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-1200x1799.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-58-scaled.webp 1366w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Solution d&rsquo;assurance sur mesure<\/p><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Que couvre une assurance patrimoine ?<\/h2><\/div><ul style=\"--awb-item-padding-top:10px;--awb-item-padding-right:10px;--awb-item-padding-bottom:10px;--awb-item-padding-left:10px;--awb-odd-row-bgcolor:var(--awb-color2);--awb-even-row-bgcolor:var(--awb-color2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 type-icons sharp-checklist\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>B\u00e2timents et inventaire<\/strong><br \/>\nProt\u00e8ge vos b\u00e2timents d\u2019entreprise et vos bureaux contre les dommages caus\u00e9s par l\u2019incendie, la temp\u00eate, les d\u00e9g\u00e2ts des eaux, le bris de glace ou le vandalisme. Vous pouvez \u00e9galement compter sur une indemnisation correcte en cas de calamit\u00e9s impr\u00e9vues.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Marchandises et stocks<\/strong><br \/>\nCouvre la perte ou la d\u00e9t\u00e9rioration de mat\u00e9riel, de stocks et d\u2019inventaire essentiels \u00e0 votre fonctionnement quotidien. Vous pouvez ainsi reprendre rapidement vos activit\u00e9s apr\u00e8s un incident.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Risque locatif et vacance<\/strong><br \/>\nCouverture optionnelle pour les dommages locatifs ou les cons\u00e9quences financi\u00e8res en cas de vacance de votre bien immobilier. Cela offre une s\u00e9curit\u00e9 suppl\u00e9mentaire lorsque vos b\u00e2timents sont lou\u00e9s ou temporairement vides.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>\u00c9v\u00e9nements impr\u00e9vus<\/strong><br \/>\n\u00c9vitez les surprises financi\u00e8res dues \u00e0 des dommages caus\u00e9s par des calamit\u00e9s, le vol ou le vandalisme. Vous savez ainsi que votre entreprise reste prot\u00e9g\u00e9e, quoi qu\u2019il arrive.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-2 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Voulez-vous \u00eatre certain que vos b\u00e2timents et votre inventaire sont enti\u00e8rement prot\u00e9g\u00e9s ? Nous examinons cela avec vous.<\/p>\n<\/div><div class=\"md-text-align-center sm-text-align-center\" style=\"text-align:left;\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type custom-btn-black\" style=\"--button_accent_color:var(--awb-color1);--button_border_color:var(--awb-color1);--button_accent_hover_color:var(--awb-color5);--button_border_hover_color:var(--awb-color5);--button_gradient_top_color:var(--awb-custom_color_1);--button_gradient_bottom_color:var(--awb-custom_color_1);--button_gradient_top_color_hover:var(--awb-custom_color_1);--button_gradient_bottom_color_hover:var(--awb-custom_color_1);\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Conseils sur mesure<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">S\u00e9curit\u00e9 pour votre entreprise<\/p><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Comment Sharp Insurance Brokers prot\u00e8ge votre patrimoine<\/h2><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Une assurance patrimoine chez Sharp Insurance Brokers va plus loin qu\u2019une police standard. Nous examinons avec vous tous les \u00e9l\u00e9ments importants afin que votre entreprise ne soit jamais sous-assur\u00e9e.<\/p>\n<p>Les points d\u2019attention importants incluent notamment :<\/p>\n<\/div><ul style=\"--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>La valeur de reconstruction correcte de vos b\u00e2timents,<\/strong> pour \u00eatre certain que les dommages soient int\u00e9gralement couverts<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>La valeur de l\u2019inventaire et des stocks<\/strong>, essentielle pour votre fonctionnement quotidien<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Les risques sp\u00e9cifiques \u00e0 votre secteur ou \u00e0 votre gestion d\u2019entreprise<\/strong>, car chaque entreprise est unique<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>L\u2019impact financier d\u2019un \u00e9ventuel sinistre,<\/strong> afin d\u2019\u00eatre pr\u00e9par\u00e9 aux \u00e9v\u00e9nements impr\u00e9vus.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Nos conseillers vous accompagnent personnellement dans vos choix et veillent \u00e0 ce que votre police corresponde \u00e9troitement \u00e0 votre situation. En cas de sinistre, vous pouvez compter sur un r\u00e8glement rapide et correct, afin que votre entreprise subisse le moins de d\u00e9sagr\u00e9ments possible. Gr\u00e2ce \u00e0 nos connaissances et \u00e0 notre exp\u00e9rience, vous assurez votre immobilier contre les impr\u00e9vus et pouvez entreprendre en toute s\u00e9r\u00e9nit\u00e9.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:51% 58%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"1365\" height=\"2048\" alt=\"Comment Sharp Insurance Brokers prot\u00e8ge votre patrimoine\" title=\"2025_Sharp Insurance-63\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-scaled.webp\" class=\"img-responsive wp-image-3731 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-200x300.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-400x600.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-600x900.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-800x1200.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-1200x1800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-63-scaled.webp 1365w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-color:var(--awb-custom_color_1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:60px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:30px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-typography2-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography2-font-family);font-weight:var(--awb-typography2-font-weight);font-style:var(--awb-typography2-font-style);margin:0;letter-spacing:var(--awb-typography2-letter-spacing);text-transform:var(--awb-typography2-text-transform);font-size:1em;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Votre immobilier est l\u2019un de vos investissements les plus importants. Avec une assurance patrimoine via Sharp Insurance Brokers, vous savez que vos b\u00e2timents, votre inventaire et vos marchandises sont toujours bien prot\u00e9g\u00e9s.<\/p><\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:0px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_3-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_3-font-family);font-weight:var(--awb-custom_typography_3-font-weight);font-style:var(--awb-custom_typography_3-font-style);margin:0;letter-spacing:var(--awb-custom_typography_3-letter-spacing);text-transform:var(--awb-custom_typography_3-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_3-line-height);\">Laurens Van Nevel &#8211; g\u00e9rant de Sharp Insurance Brokers<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-carousel fusion-image-carousel-auto fusion-image-carousel-1\"><div data-marquee-direction=\"left\" class=\"awb-carousel awb-swiper awb-swiper-carousel awb-carousel--marquee awb-swiper-dots-position-bottom\" data-layout=\"marquee\" data-autoplay=\"yes\" data-autoplayspeed=\"7000\" data-autoplaypause=\"no\" data-loop=\"yes\" data-columns=\"3.0\" data-columnsmedium=\"1\" data-columnssmall=\"1\" data-itemmargin=\"0\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-freemode=\"no\" data-imagesize=\"auto\" data-scrollitems=\"0\" data-centeredslides=\"no\" data-rotationangle=\"50\" data-depth=\"100\" data-speed=\"10000\" data-shadow=\"no\" data-pagination=\"bullets\" style=\"--awb-columns:3.0;--awb-column-spacing:0px;--awb-dots-align:center;\"><div class=\"swiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center\"><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp\" class=\"attachment-full size-full\" alt=\"Les experts de Sharp Insurance\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp\" class=\"attachment-full size-full\" alt=\"\u00c0 propos de nous\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-800x534.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling sharp-bg-icon\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Questions fr\u00e9quemment pos\u00e9es<\/p><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Vos questions, nos r\u00e9ponses<\/h2><\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin max-w-center\" style=\"--awb-content-alignment:center;--awb-max-width:600px;--awb-margin-bottom:15px;\"><p>Tout ce que vous voulez savoir sur nos <strong>assurances patrimoine<\/strong>.<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/faq\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Lire la FAQ<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><style type=\"text\/css\">#accordian-1 .fusion-panel:hover,#accordian-1 .fusion-panel.hover{ background-color: var(--awb-color2) } #accordian-1 .fusion-panel { border-color:var(--awb-color3); border-width:0px; background-color:var(--awb-color2); }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 24px;width: 24px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-right .fusion-toggle-heading{ margin-right: 42px;}.fusion-accordian  #accordian-1 .panel-title a{font-size:var(--awb-custom_typography_1-font-size);text-transform:var(--awb-custom_typography_1-text-transform);line-height:var(--awb-custom_typography_1-line-height);letter-spacing:var(--awb-custom_typography_1-letter-spacing);font-family:var(--awb-custom_typography_1-font-family);font-weight:var(--awb-custom_typography_1-font-weight);font-style:var(--awb-custom_typography_1-font-style);}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){color:var(--awb-custom_color_1);}.fusion-accordian  #accordian-1 .toggle-content{font-family:var(--awb-typography3-font-family);font-weight:var(--awb-typography3-font-weight);font-style:var(--awb-typography3-font-style);}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: var(--awb-custom_color_1);}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a.hover .fa-fusion-box { color: var(--awb-custom_color_1); }.fusion-faqs-wrapper .fusion-accordian #accordian-1 .panel-title a.active{ color: var(--awb-custom_color_1) !important;}.fusion-faqs-wrapper .fusion-accordian  #accordian-1.fusion-toggle-icon-unboxed .fusion-panel .panel-title a.active .fa-fusion-box{ color: var(--awb-custom_color_1) !important;}<\/style><div class=\"fusion-faq-shortcode\" style=\"\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group  fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordian-1\"><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3580 assurance-patrimoine risques-entrepreneuriaux \"><span class=\"entry-title rich-snippet-hidden\">Que se passe-t-il en cas de sinistre couvert par mon assurance patrimoine ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-09T14:42:30+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3580\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3580\" href=\"#collapse-1-3580\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Que se passe-t-il en cas de sinistre couvert par mon assurance patrimoine ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3580\" aria-labelledby=\"faq_1-3580\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p>En cas de sinistre, Sharp Insurance Brokers assure un traitement rapide et correct. Nous coordonnons avec les assureurs et les experts afin que votre entreprise subisse le moins de d\u00e9sagr\u00e9ments possible.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3584 assurance-patrimoine risques-entrepreneuriaux \"><span class=\"entry-title rich-snippet-hidden\">Comment d\u00e9terminer la valeur de reconstruction exacte pour mon assurance patrimoine ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-05T11:51:40+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3584\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3584\" href=\"#collapse-1-3584\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Comment d\u00e9terminer la valeur de reconstruction exacte pour mon assurance patrimoine ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3584\" aria-labelledby=\"faq_1-3584\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7\"><p>Nos conseillers vous aident par une analyse de risques approfondie et une \u00e9valuation correcte, afin que vous soyez assur\u00e9 contre les dommages totaux sans sous-assurance.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3678 assurance-patrimoine risques-entrepreneuriaux \"><span class=\"entry-title rich-snippet-hidden\">Une assurance patrimoine couvre-t-elle aussi les d\u00e9g\u00e2ts locatifs et la vacance ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-05T11:53:57+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3678\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3678\" href=\"#collapse-1-3678\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Une assurance patrimoine couvre-t-elle aussi les d\u00e9g\u00e2ts locatifs et la vacance ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3678\" aria-labelledby=\"faq_1-3678\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p>Oui, des couvertures optionnelles pour les d\u00e9g\u00e2ts locatifs ou le risque de vacance sont possibles, afin que vous b\u00e9n\u00e9ficiiez d\u2019une s\u00e9curit\u00e9 financi\u00e8re m\u00eame pour les immeubles lou\u00e9s ou temporairement vides.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":3762,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3729","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3729","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/comments?post=3729"}],"version-history":[{"count":12,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3729\/revisions"}],"predecessor-version":[{"id":4611,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3729\/revisions\/4611"}],"up":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3762"}],"wp:attachment":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/media?parent=3729"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}