{"id":3538,"date":"2026-02-10T13:49:36","date_gmt":"2026-02-10T12:49:36","guid":{"rendered":"https:\/\/sharpinsurance.be\/assurance-responsabilite-civile-2\/"},"modified":"2026-06-11T13:42:39","modified_gmt":"2026-06-11T11:42:39","slug":"assurance-responsabilite-civile-2","status":"publish","type":"page","link":"https:\/\/sharpinsurance.be\/fr\/risques-prives\/assurance-responsabilite-civile-2\/","title":{"rendered":"Assurance responsabilit\u00e9 civile"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-blend-mode:multiply;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-image:linear-gradient(135deg, rgba(0,0,0,0.5) 0%,rgba(0,0,0,0.5) 100%),url(https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/Aansprakelijkheid-1-scaled.webp);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><nav class=\"fusion-breadcrumbs fusion-breadcrumbs-1\" style=\"--awb-text-color:var(--awb-color1);--awb-breadcrumb-sep:&#039;\/&#039;;\" aria-label=\"Breadcrumb\"><ol class=\"awb-breadcrumb-list\"><li class=\"fusion-breadcrumb-item awb-breadcrumb-sep awb-home\" ><a href=\"https:\/\/sharpinsurance.be\/fr\/\" class=\"fusion-breadcrumb-link\"><span ><i class=\"awb-breadcrumb-home-icon fa-home fas\" role=\"img\" aria-label=\"Home\"><\/i><\/span><\/a><\/li><\/ol><\/nav><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\">Assurance responsabilit\u00e9 civile familiale<\/h1><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Une protection pour vous et votre famille au quotidien<\/h2><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:15px;\"><p>Un accident est vite arriv\u00e9. Un enfant qui brise accidentellement une vitre chez les voisins. Votre chien qui cause des dommages. Vous qui blessez quelqu\u2019un \u00e0 v\u00e9lo. Les cons\u00e9quences financi\u00e8res peuvent rapidement s\u2019accumuler.    <\/p>\n<p>Avec une assurance responsabilit\u00e9 civile familiale, vous vous prot\u00e9gez, ainsi que votre famille, contre les r\u00e9clamations de tiers dans le cadre de votre vie priv\u00e9e. Ainsi, vous n\u2019avez pas \u00e0 vous soucier de frais impr\u00e9vus en cas de probl\u00e8me. <\/p>\n<p>Chez Sharp Insurance Brokers, nous examinons ensemble votre situation familiale et votre mode de vie afin que vous soyez correctement assur\u00e9 contre les risques du quotidien.<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row fusion-flex-align-items-center\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type default-btn\" style=\"--awb-margin-right:15px;--awb-margin-bottom:15px;\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:78% 50%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"2048\" height=\"1365\" alt=\"Que couvre une assurance responsabilit\u00e9 civile\" title=\"2025_Sharp Insurance-18\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-scaled.webp\" class=\"img-responsive wp-image-3539 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-18-scaled.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Protection dans la vie priv\u00e9e<\/p><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Que couvre une assurance responsabilit\u00e9 <br \/>civile ?<\/h2><\/div><ul style=\"--awb-item-padding-top:10px;--awb-item-padding-right:10px;--awb-item-padding-bottom:10px;--awb-item-padding-left:10px;--awb-odd-row-bgcolor:var(--awb-color2);--awb-even-row-bgcolor:var(--awb-color2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 type-icons sharp-checklist\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Dommages aux tiers<\/strong><br \/>Couverture des dommages mat\u00e9riels et corporels que vous, votre partenaire ou vos enfants causez \u00e0 autrui.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Dommages caus\u00e9s par les animaux domestiques<\/strong><br \/>Les dommages caus\u00e9s par votre chien ou d\u2019autres animaux de compagnie sont \u00e9galement inclus.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Accidents de v\u00e9lo ou de trottinette<\/strong><br \/>Couverture en cas de dommages caus\u00e9s en tant que cycliste ou utilisateur d\u2019une trottinette (\u00e9lectrique).<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>S\u00e9jours et baby-sitting<\/strong><br \/>Les enfants restent assur\u00e9s, m\u00eame lorsqu\u2019ils logent chez des amis ou sont gard\u00e9s par quelqu\u2019un d\u2019autre.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Protection juridique (optionnelle)<\/strong><br \/>Soutien juridique en cas de litiges ou de demandes d\u2019indemnisation.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-2 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Vous \u00eates ainsi prot\u00e9g\u00e9 contre l\u2019impact financier des accidents de la vie courante.<\/p>\n<\/div><div class=\"md-text-align-center sm-text-align-center\" style=\"text-align:left;\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type custom-btn-black\" style=\"--button_accent_color:var(--awb-color1);--button_border_color:var(--awb-color1);--button_accent_hover_color:var(--awb-color5);--button_border_hover_color:var(--awb-color5);--button_gradient_top_color:var(--awb-custom_color_1);--button_gradient_bottom_color:var(--awb-custom_color_1);--button_gradient_top_color_hover:var(--awb-custom_color_1);--button_gradient_bottom_color_hover:var(--awb-custom_color_1);\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Conseils sur mesure<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">La s\u00e9curit\u00e9 pour votre famille<\/p><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Pourquoi choisir une assurance responsabilit\u00e9 civile chez Sharp Insurance Brokers ?<\/h2><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Une <strong>assurance familiale<\/strong> semble simple, mais les diff\u00e9rences de garanties et de limites peuvent \u00eatre importantes. C\u2019est pourquoi nous n\u2019examinons pas seulement la prime, mais surtout le contenu de la police. <\/p>\n<p>Chez Sharp Insurance Brokers, nous analysons avec vous :<\/p>\n<\/div><ul style=\"--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>La <strong>composition<\/strong> de votre <strong>famille<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>D\u2019\u00e9ventuels <strong>risques<\/strong> <strong>sp\u00e9cifiques<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Les <strong>capitaux<\/strong> <strong>assur\u00e9s<\/strong> <strong>souhait\u00e9s<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Les extensions possibles<\/strong> ou la protection juridique<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Nous comparons plusieurs assureurs et veillons \u00e0 la transparence des conditions. En cas de sinistre, vous pouvez compter sur un <strong>suivi<\/strong> <strong>personnalis\u00e9<\/strong> et une <strong>communication<\/strong> <strong>claire<\/strong>. <\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:27% 51%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"1365\" height=\"2048\" alt=\"Pourquoi choisir une assurance responsabilit\u00e9 civile chez Sharp Insurance Brokers\" title=\"2025_Sharp Insurance-46\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-scaled.webp\" class=\"img-responsive wp-image-3540 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-200x300.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-400x600.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-600x900.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-800x1200.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-1200x1800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-46-scaled.webp 1365w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-color:var(--awb-custom_color_1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:60px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:30px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-typography2-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography2-font-family);font-weight:var(--awb-typography2-font-weight);font-style:var(--awb-typography2-font-style);margin:0;letter-spacing:var(--awb-typography2-letter-spacing);text-transform:var(--awb-typography2-text-transform);font-size:1em;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Une assurance familiale n\u2019est peut-\u00eatre pas une assurance \u00e0 laquelle on pense tous les jours, mais elle peut faire une grande diff\u00e9rence en cas de probl\u00e8me.<\/p><\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:0px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_3-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_3-font-family);font-weight:var(--awb-custom_typography_3-font-weight);font-style:var(--awb-custom_typography_3-font-style);margin:0;letter-spacing:var(--awb-custom_typography_3-letter-spacing);text-transform:var(--awb-custom_typography_3-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_3-line-height);\">Katrien Vanden Bulcke &#8211; g\u00e9rante de Sharp Insurance Brokers<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-carousel fusion-image-carousel-auto fusion-image-carousel-1\"><div data-marquee-direction=\"left\" class=\"awb-carousel awb-swiper awb-swiper-carousel awb-carousel--marquee awb-swiper-dots-position-bottom\" data-layout=\"marquee\" data-autoplay=\"yes\" data-autoplayspeed=\"7000\" data-autoplaypause=\"no\" data-loop=\"yes\" data-columns=\"3.0\" data-columnsmedium=\"1\" data-columnssmall=\"1\" data-itemmargin=\"0\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-freemode=\"no\" data-imagesize=\"auto\" data-scrollitems=\"0\" data-centeredslides=\"no\" data-rotationangle=\"50\" data-depth=\"100\" data-speed=\"10000\" data-shadow=\"no\" data-pagination=\"bullets\" style=\"--awb-columns:3.0;--awb-column-spacing:0px;--awb-dots-align:center;\"><div class=\"swiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center\"><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp\" class=\"attachment-full size-full\" alt=\"Les experts de Sharp Insurance\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp\" class=\"attachment-full size-full\" alt=\"\u00c0 propos de nous\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-800x534.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling sharp-bg-icon\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Foire aux questions<\/p><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Vos questions, nos r\u00e9ponses<\/h2><\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin max-w-center\" style=\"--awb-content-alignment:center;--awb-max-width:600px;--awb-margin-bottom:15px;\"><p>Tout ce que vous devez savoir sur notre <strong>assurance responsabilit\u00e9 civile familiale.<\/strong><\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/faq\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Lire la FAQ<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><style type=\"text\/css\">#accordian-1 .fusion-panel:hover,#accordian-1 .fusion-panel.hover{ background-color: var(--awb-color2) } #accordian-1 .fusion-panel { border-color:var(--awb-color3); border-width:0px; background-color:var(--awb-color2); }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 24px;width: 24px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-right .fusion-toggle-heading{ margin-right: 42px;}.fusion-accordian  #accordian-1 .panel-title a{font-size:var(--awb-custom_typography_1-font-size);text-transform:var(--awb-custom_typography_1-text-transform);line-height:var(--awb-custom_typography_1-line-height);letter-spacing:var(--awb-custom_typography_1-letter-spacing);font-family:var(--awb-custom_typography_1-font-family);font-weight:var(--awb-custom_typography_1-font-weight);font-style:var(--awb-custom_typography_1-font-style);}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){color:var(--awb-custom_color_1);}.fusion-accordian  #accordian-1 .toggle-content{font-family:var(--awb-typography3-font-family);font-weight:var(--awb-typography3-font-weight);font-style:var(--awb-typography3-font-style);}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: var(--awb-custom_color_1);}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a.hover .fa-fusion-box { color: var(--awb-custom_color_1); }.fusion-faqs-wrapper .fusion-accordian #accordian-1 .panel-title a.active{ color: var(--awb-custom_color_1) !important;}.fusion-faqs-wrapper .fusion-accordian  #accordian-1.fusion-toggle-icon-unboxed .fusion-panel .panel-title a.active .fa-fusion-box{ color: var(--awb-custom_color_1) !important;}<\/style><div class=\"fusion-faq-shortcode\" style=\"\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group  fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordian-1\"><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3425 assurance-responsabilite-civile-familiale risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Suis-je assur\u00e9 si je blesse accidentellement quelqu\u2019un \u00e0 v\u00e9lo ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-05T11:48:24+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3425\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3425\" href=\"#collapse-1-3425\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Suis-je assur\u00e9 si je blesse accidentellement quelqu\u2019un \u00e0 v\u00e9lo ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3425\" aria-labelledby=\"faq_1-3425\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p>Oui, les dommages que vous causez en tant que particulier, \u00e0 v\u00e9lo ou \u00e0 pied, sont couverts par d\u00e9faut.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3941 assurance-responsabilite-civile-familiale risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Les dommages caus\u00e9s par mon animal de compagnie sont-ils couverts ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-05T11:59:46+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3941\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3941\" href=\"#collapse-1-3941\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Les dommages caus\u00e9s par mon animal de compagnie sont-ils couverts ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3941\" aria-labelledby=\"faq_1-3941\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7\"><p>Oui, les dommages caus\u00e9s par des animaux de compagnie, tels qu\u2019un chien, sont g\u00e9n\u00e9ralement inclus.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3428 assurance-responsabilite-civile-familiale risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Mes enfants sont-ils automatiquement assur\u00e9s ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-05T11:48:24+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3428\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3428\" href=\"#collapse-1-3428\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Mes enfants sont-ils automatiquement assur\u00e9s ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3428\" aria-labelledby=\"faq_1-3428\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p>Oui, les enfants cohabitants sont assur\u00e9s par d\u00e9faut. Les \u00e9tudiants vivant en kot restent \u00e9galement g\u00e9n\u00e9ralement assur\u00e9s.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":3737,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3538","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/comments?post=3538"}],"version-history":[{"count":0,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3538\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3737"}],"wp:attachment":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/media?parent=3538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}