{"id":3529,"date":"2026-03-16T09:44:34","date_gmt":"2026-03-16T08:44:34","guid":{"rendered":"https:\/\/sharpinsurance.be\/informations-legales\/"},"modified":"2026-06-11T13:54:47","modified_gmt":"2026-06-11T11:54:47","slug":"informations-legales","status":"publish","type":"page","link":"https:\/\/sharpinsurance.be\/fr\/informations-legales\/","title":{"rendered":"Informations l\u00e9gales"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-blend-mode:multiply;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-image:linear-gradient(135deg, rgba(0,0,0,0.5) 0%,rgba(0,0,0,0.5) 100%),url(https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-34-scaled.webp);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\">Informations l\u00e9gales<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:60px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Notre bureau<\/h2><\/div><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:left;\"><ul>\n<li style=\"text-align: left;\"><strong>Sharp Insurance Brokers SA<\/strong><\/li>\n<li style=\"text-align: left;\">Dijkstraat 47, 9700 Oudenaarde<\/li>\n<li style=\"text-align: left;\">RPM &#8211; FSMA 0425.412.504<\/li>\n<li style=\"text-align: left;\">T\u00e9l <a href=\"tel:055339222\">055 33 92 22<\/a><\/li>\n<li style=\"text-align: left;\">E-mail : <a href=\"mailto:info@sharpinsurance.be\">info@sharpinsurance.be<\/a><\/li>\n<li style=\"text-align: left;\">Site web : <a href=\"http:\/\/sharpinsurance.be\/fr\/\">www.sharpinsurance.be<\/a><\/li>\n<li style=\"text-align: left;\">Courtier d\u2019assurances inscrit aupr\u00e8s de la FSMA sous le num\u00e9ro d&rsquo;entreprise 0425.412.504. Le registre des interm\u00e9diaires d\u2019assurances est tenu par la FSMA, \u00e9tablie rue du Congr\u00e8s 12-14, 1000 Bruxelles, et peut \u00eatre consult\u00e9 sur<a href=\"http:\/\/www.fsma.be\" target=\"_blank\" rel=\"noopener\"> www.fsma.b<\/a>e. <\/li>\n<li style=\"text-align: left;\">Pour toutes vos questions et tous vos probl\u00e8mes, vous pouvez vous adresser en premier lieu \u00e0 notre bureau. Les plaintes peuvent \u00e9galement \u00eatre introduites aupr\u00e8s du Service Ombudsman des Assurances, situ\u00e9 square de Mee\u00fbs 35, 1000 Bruxelles, t\u00e9l. 02\/547.58.71, fax 02\/547.59.75, <a href=\"mailto:info@ombudsman.as\">info@ombudsman.as<\/a>, <a href=\"http:\/\/www.ombudsman.as\" target=\"_blank\" rel=\"noopener\">www.ombudsman.as<\/a>.   <\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">R\u00e8gles de conduite AssurMiFID*<\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:left;\"><p>Notre bureau est tenu de respecter les \u00ab r\u00e8gles de conduite AssurMiFID \u00bb et vous communique, \u00e0 cet \u00e9gard, les informations suivantes :<\/p>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:24;line-height:var(--awb-custom_typography_1-line-height);\">Produits et services propos\u00e9s<\/h3><\/div><div class=\"fusion-text fusion-text-3\" style=\"--awb-content-alignment:left;\"><ul>\n<li>Informations sur la notion d\u2019interm\u00e9diation en assurances : notre bureau propose des services d\u2019interm\u00e9diation en assurances, c\u2019est-\u00e0-dire les activit\u00e9s consistant \u00e0 fournir des conseils sur des contrats d\u2019assurance, \u00e0 pr\u00e9senter ou \u00e0 proposer des contrats d\u2019assurance, \u00e0 accomplir des travaux pr\u00e9paratoires \u00e0 leur conclusion ou \u00e0 les conclure, ou encore \u00e0 pr\u00eater assistance \u00e0 leur gestion et \u00e0 leur ex\u00e9cution.<\/li>\n<li>Num\u00e9ros des branches et intitul\u00e9s : 1 : Accidents ; 2 : Maladie ; 3 : Corps de v\u00e9hicules terrestres, autres que ferroviaires ; 5 : Corps de v\u00e9hicules a\u00e9riens ; 6 : Corps de v\u00e9hicules maritimes, lacustres et fluviaux ; 7 : Marchandises transport\u00e9es, y compris les marchandises, bagages et tous autres biens ; 8 : Incendie et \u00e9l\u00e9ments naturels ; 9 : Autres dommages aux biens ; 10 : RC v\u00e9hicules automoteurs ; 11 : RC v\u00e9hicules a\u00e9riens ; 12 : RC v\u00e9hicules maritimes, lacustres et fluviaux ; 13 : RC g\u00e9n\u00e9rale ; 14 : Cr\u00e9dit ; 15 : Cautionnement ; 16 : Pertes p\u00e9cuniaires diverses ; 17 : Protection juridique ; 18 : Assistance ; 21 : Assurances sur la vie non li\u00e9es \u00e0 des fonds d\u2019investissement, \u00e0 l\u2019exception des assurances de nuptialit\u00e9 et de natalit\u00e9 ; 23 : Assurances sur la vie, assurances de nuptialit\u00e9 et de natalit\u00e9 li\u00e9es \u00e0 des fonds d\u2019investissement ; 26 : Op\u00e9rations de capitalisation.<\/li>\n<li>Conditions de police (informations du catalogue IPID si disponibles)<\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:24;line-height:var(--awb-custom_typography_1-line-height);\">Informations sur la politique en mati\u00e8re de conflits d\u2019int\u00e9r\u00eats<\/h3><\/div><div class=\"fusion-text fusion-text-4\" style=\"--awb-content-alignment:left;\"><p>Les r\u00e8gles de conduite AssurMiFID imposent \u00e0 notre bureau d\u2019\u00e9tablir une politique \u00e9crite pour la gestion des conflits d\u2019int\u00e9r\u00eats. Pour plus d\u2019informations sur la mani\u00e8re dont notre bureau met cette politique en \u0153uvre, <a href=\"https:\/\/vanwelden.be\/sites\/default\/files\/Belangenconflictenbeleid%20Van%20Welden.pdf\" target=\"_blank\" rel=\"noopener\">cliquez ici<\/a>.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:24;line-height:var(--awb-custom_typography_1-line-height);\">R\u00e9mun\u00e9ration<\/h3><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-content-alignment:left;\"><p>Pour nos services d\u2019interm\u00e9diation en assurances, nous recevons en principe une r\u00e9mun\u00e9ration de la part de l\u2019entreprise d\u2019assurance. Cette r\u00e9mun\u00e9ration fait partie de la prime que vous payez en tant que client. En outre, une r\u00e9mun\u00e9ration li\u00e9e au portefeuille d\u2019assurances de notre bureau aupr\u00e8s de l\u2019entreprise d\u2019assurance concern\u00e9e ou \u00e0 des t\u00e2ches suppl\u00e9mentaires accomplies par notre bureau est possible. Pour plus d\u2019informations, contactez notre bureau.  <\/p>\n<p><em>*Loi du 30 juillet 2013 visant \u00e0 renforcer la protection des utilisateurs de produits et services financiers ainsi que les comp\u00e9tences de la FSMA et dispositions diverses, ainsi que l\u2019AR du 21 f\u00e9vrier 2014 relatif aux r\u00e8gles d\u2019application des articles 27 \u00e0 28bis de la loi du 2 ao\u00fbt 2002 relative \u00e0 la surveillance du secteur financier et aux services financiers au secteur des assurances et l\u2019AR du 21 f\u00e9vrier 2014 relatif aux r\u00e8gles de conduite et aux r\u00e8gles relatives \u00e0 la gestion des conflits d\u2019int\u00e9r\u00eats fix\u00e9es en vertu de la loi, en ce qui concerne le secteur des assurances.<\/em><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3529","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/comments?post=3529"}],"version-history":[{"count":0,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3529\/revisions"}],"wp:attachment":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/media?parent=3529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}