{"id":3519,"date":"2026-02-10T13:20:54","date_gmt":"2026-02-10T12:20:54","guid":{"rendered":"https:\/\/sharpinsurance.be\/assurance-habitation\/"},"modified":"2026-06-11T10:58:57","modified_gmt":"2026-06-11T08:58:57","slug":"assurance-habitation","status":"publish","type":"page","link":"https:\/\/sharpinsurance.be\/fr\/risques-prives\/assurance-habitation\/","title":{"rendered":"Assurance habitation"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-background-position:left center;--awb-background-blend-mode:multiply;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:120px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-image:linear-gradient(135deg, rgba(0,0,0,0.5) 0%,rgba(0,0,0,0.5) 100%),url(https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/WoningVerzekering-scaled.webp);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:66.666666666667%;--awb-order-medium:0;--awb-spacing-right-medium:2.88%;--awb-spacing-left-medium:2.88%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><nav class=\"fusion-breadcrumbs fusion-breadcrumbs-1\" style=\"--awb-text-color:var(--awb-color1);--awb-breadcrumb-sep:&#039;\/&#039;;\" aria-label=\"Breadcrumb\"><ol class=\"awb-breadcrumb-list\"><li class=\"fusion-breadcrumb-item awb-breadcrumb-sep awb-home\" ><a href=\"https:\/\/sharpinsurance.be\/fr\/\" class=\"fusion-breadcrumb-link\"><span ><i class=\"awb-breadcrumb-home-icon fa-home fas\" role=\"img\" aria-label=\"Home\"><\/i><\/span><\/a><\/li><\/ol><\/nav><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:54;line-height:var(--awb-typography1-line-height);\">Assurance habitation<\/h1><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Protection pour votre habitation et tout ce qui l\u2019accompagne<\/h2><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:15px;\"><p>Votre habitation est plus qu\u2019un simple b\u00e2timent. C\u2019est le lieu o\u00f9 vous vivez, investissez et cr\u00e9ez des souvenirs. Des dommages caus\u00e9s par un incendie, une temp\u00eate, l\u2019eau ou un cambriolage peuvent donc avoir un impact majeur, tant sur le plan financier qu\u2019\u00e9motionnel.<\/p>\n<p>Avec une assurance habitation, vous prot\u00e9gez votre maison, votre appartement ou votre bien lou\u00e9 contre les \u00e9v\u00e9nements impr\u00e9vus. Vous \u00e9vitez ainsi des frais importants et pouvez vous r\u00e9tablir rapidement apr\u00e8s un sinistre.<\/p>\n<p>Chez Sharp Insurance Brokers, nous examinons ensemble votre habitation, sa situation et votre profil. Nous veillons ainsi \u00e0 proposer une assurance parfaitement adapt\u00e9e \u00e0 la valeur et aux risques de votre propri\u00e9t\u00e9.<\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-row fusion-flex-align-items-center\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type default-btn\" style=\"--awb-margin-right:15px;--awb-margin-bottom:15px;\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:25% 64%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"2048\" height=\"1365\" alt=\"Ce que couvre une assurance habitation\" title=\"2025_Sharp Insurance-35\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-scaled.webp\" class=\"img-responsive wp-image-3520 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-35-scaled.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Une protection sur mesure<\/p><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Que couvre une assurance habitation ?<\/h2><\/div><ul style=\"--awb-item-padding-top:10px;--awb-item-padding-right:10px;--awb-item-padding-bottom:10px;--awb-item-padding-left:10px;--awb-odd-row-bgcolor:var(--awb-color2);--awb-even-row-bgcolor:var(--awb-color2);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 type-icons sharp-checklist\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>B\u00e2timent<\/strong><br \/>\nCouverture des dommages caus\u00e9s \u00e0 l\u2019habitation elle-m\u00eame par, entre autres, l\u2019incendie, la temp\u00eate, la gr\u00eale, les d\u00e9g\u00e2ts des eaux, le bris de glace ou les catastrophes naturelles.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Contenu<\/strong><br \/>\nProtection de votre mobilier tel que les meubles, les appareils, les v\u00eatements et les effets personnels en cas de dommage ou de vol.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Responsabilit\u00e9 b\u00e2timent<\/strong><br \/>\nCouverture lorsque vous \u00eates responsable, en tant que propri\u00e9taire, de dommages caus\u00e9s \u00e0 des tiers, par exemple par la chute d\u2019une tuile ou d\u2019une brique de fa\u00e7ade qui se d\u00e9tache.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Vol et vandalisme<\/strong><br \/>\nExtension optionnelle pour les dommages caus\u00e9s par un cambriolage ou du vandalisme.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-check-circle fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p><strong>Protection juridique<\/strong><br \/>\nSoutien en cas de discussions ou de litiges relatifs \u00e0 des sinistres.<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-2 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Ainsi, vous \u00eates non seulement assur\u00e9 pour la r\u00e9paration de votre habitation, mais aussi pour les cons\u00e9quences financi\u00e8res de situations impr\u00e9vues.<\/p>\n<\/div><div class=\"md-text-align-center sm-text-align-center\" style=\"text-align:left;\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type custom-btn-black\" style=\"--button_accent_color:var(--awb-color1);--button_border_color:var(--awb-color1);--button_accent_hover_color:var(--awb-color5);--button_border_hover_color:var(--awb-color5);--button_gradient_top_color:var(--awb-custom_color_1);--button_gradient_bottom_color:var(--awb-custom_color_1);--button_gradient_top_color_hover:var(--awb-custom_color_1);--button_gradient_bottom_color_hover:var(--awb-custom_color_1);\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Conseils sur mesure<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-left title-heading-tag md-text-align-center sm-text-align-center fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">La s\u00e9curit\u00e9 pour votre foyer<\/p><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Pourquoi choisir une assurance habitation chez Sharp Insurance Brokers ?<\/h2><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:15px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Une assurance habitation n\u2019est <strong>pas<\/strong> un <strong>produit standard<\/strong>. La valeur de reconstruction correcte, les finitions de votre habitation et son contenu doivent \u00eatre \u00e9valu\u00e9s avec pr\u00e9cision afin d\u2019\u00e9viter toute sous-assurance.<\/p>\n<p>Chez Sharp Insurance Brokers, nous examinons avec vous :<\/p>\n<\/div><ul style=\"--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>La <strong>valeur<\/strong> <strong>exacte<\/strong> de votre habitation<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>La <strong>valeur<\/strong> de votre <strong>contenu<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Les <strong>risques<\/strong> <strong>sp\u00e9cifiques<\/strong> tels que la vuln\u00e9rabilit\u00e9 aux inondations ou la mise en location<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon awb-icon-check\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>D\u2019\u00e9ventuelles <strong>garanties<\/strong> <strong>compl\u00e9mentaires<\/strong><\/p>\n<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-margin-bottom:15px;\"><p>Nous comparons diff\u00e9rents assureurs et n\u00e9gocions les conditions et la prime de mani\u00e8re transparente. En cas de sinistre, vous pouvez compter sur un <strong>suivi<\/strong> <strong>personnalis\u00e9<\/strong>, afin que tout soit r\u00e9gl\u00e9 rapidement et correctement.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/contact\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Soyez bien assur\u00e9<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:3;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-aspect-ratio:4 \/ 3;--awb-object-position:3% 63%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio\"><img decoding=\"async\" width=\"2048\" height=\"1365\" alt=\"Pourquoi choisir une assurance habitation chez Sharp Insurance Brokers\" title=\"2025_Sharp Insurance-10\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-scaled.webp\" class=\"img-responsive wp-image-3521 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-10-scaled.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:60px;--awb-background-color:var(--awb-custom_color_1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:60px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:30px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-typography2-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography2-font-family);font-weight:var(--awb-typography2-font-weight);font-style:var(--awb-typography2-font-style);margin:0;letter-spacing:var(--awb-typography2-letter-spacing);text-transform:var(--awb-typography2-text-transform);font-size:1em;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Une habitation est souvent votre investissement le plus important. Vous voulez alors \u00eatre certain qu\u2019elle soit prot\u00e9g\u00e9e de mani\u00e8re correcte et compl\u00e8te.<\/p><\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:0px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:0px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_3-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_3-font-family);font-weight:var(--awb-custom_typography_3-font-weight);font-style:var(--awb-custom_typography_3-font-style);margin:0;letter-spacing:var(--awb-custom_typography_3-letter-spacing);text-transform:var(--awb-custom_typography_3-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_3-line-height);\">Mathieu Claus &#8211; g\u00e9rant de Sharp Insurance Brokers<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-carousel fusion-image-carousel-auto fusion-image-carousel-1\"><div data-marquee-direction=\"left\" class=\"awb-carousel awb-swiper awb-swiper-carousel awb-carousel--marquee awb-swiper-dots-position-bottom\" data-layout=\"marquee\" data-autoplay=\"yes\" data-autoplayspeed=\"7000\" data-autoplaypause=\"no\" data-loop=\"yes\" data-columns=\"3.0\" data-columnsmedium=\"1\" data-columnssmall=\"1\" data-itemmargin=\"0\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-freemode=\"no\" data-imagesize=\"auto\" data-scrollitems=\"0\" data-centeredslides=\"no\" data-rotationangle=\"50\" data-depth=\"100\" data-speed=\"10000\" data-shadow=\"no\" data-pagination=\"bullets\" style=\"--awb-columns:3.0;--awb-column-spacing:0px;--awb-dots-align:center;\"><div class=\"swiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center\"><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp\" class=\"attachment-full size-full\" alt=\"Les experts de Sharp Insurance\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-80-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp\" class=\"attachment-full size-full\" alt=\"\u00c0 propos de nous\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-29-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-60-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1365\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-800x533.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-51-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"2048\" height=\"1366\" src=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-200x133.webp 200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-400x267.webp 400w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-600x400.webp 600w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-800x534.webp 800w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-1200x800.webp 1200w, https:\/\/sharpinsurance.be\/wp-content\/uploads\/2026\/02\/2025_Sharp-Insurance-11-scaled.webp 2048w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 784px) 467px, (min-width: 712px) 700px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling sharp-bg-icon\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:90px;--awb-padding-top-small:60px;--awb-padding-bottom-small:30px;--awb-background-color:var(--awb-color1);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-custom_typography_4-font-size);\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-custom_typography_4-font-family);font-weight:var(--awb-custom_typography_4-font-weight);font-style:var(--awb-custom_typography_4-font-style);margin:0;letter-spacing:var(--awb-custom_typography_4-letter-spacing);text-transform:var(--awb-custom_typography_4-text-transform);font-size:1em;--fontSize:21;--minFontSize:21;line-height:var(--awb-custom_typography_4-line-height);\">Questions fr\u00e9quemment pos\u00e9es<\/p><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:15px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;text-transform:none;--fontSize:32;line-height:var(--awb-typography2-line-height);\">Vos questions, nos r\u00e9ponses<\/h2><\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin max-w-center\" style=\"--awb-content-alignment:center;--awb-max-width:600px;--awb-margin-bottom:15px;\"><p>Tout ce que vous devez savoir sur notre <strong>assurance habitation.<\/strong><\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type default-btn\" target=\"_self\" href=\"https:\/\/sharpinsurance.be\/fr\/faq\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Lire la FAQ<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:0px;width:100%;max-width:100%;\"><\/div><style type=\"text\/css\">#accordian-1 .fusion-panel:hover,#accordian-1 .fusion-panel.hover{ background-color: var(--awb-color2) } #accordian-1 .fusion-panel { border-color:var(--awb-color3); border-width:0px; background-color:var(--awb-color2); }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 24px;width: 24px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-right .fusion-toggle-heading{ margin-right: 42px;}.fusion-accordian  #accordian-1 .panel-title a{font-size:var(--awb-custom_typography_1-font-size);text-transform:var(--awb-custom_typography_1-text-transform);line-height:var(--awb-custom_typography_1-line-height);letter-spacing:var(--awb-custom_typography_1-letter-spacing);font-family:var(--awb-custom_typography_1-font-family);font-weight:var(--awb-custom_typography_1-font-weight);font-style:var(--awb-custom_typography_1-font-style);}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){color:var(--awb-custom_color_1);}.fusion-accordian  #accordian-1 .toggle-content{font-family:var(--awb-typography3-font-family);font-weight:var(--awb-typography3-font-weight);font-style:var(--awb-typography3-font-style);}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: var(--awb-custom_color_1);}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: var(--awb-custom_color_1);}.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1.fusion-toggle-icon-unboxed .panel-title a.hover .fa-fusion-box { color: var(--awb-custom_color_1); }.fusion-faqs-wrapper .fusion-accordian #accordian-1 .panel-title a.active{ color: var(--awb-custom_color_1) !important;}.fusion-faqs-wrapper .fusion-accordian  #accordian-1.fusion-toggle-icon-unboxed .fusion-panel .panel-title a.active .fa-fusion-box{ color: var(--awb-custom_color_1) !important;}<\/style><div class=\"fusion-faq-shortcode\" style=\"\"><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group  fusion-toggle-icon-right fusion-toggle-icon-unboxed\" id=\"accordian-1\"><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3944 assurance-habitation risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Qu\u2019en est-il de la sous-assurance ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-09T14:39:57+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3944\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3944\" href=\"#collapse-1-3944\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Qu\u2019en est-il de la sous-assurance ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3944\" aria-labelledby=\"faq_1-3944\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p>Lorsque l\u2019habitation a \u00e9t\u00e9 assur\u00e9e pour une valeur trop faible, l\u2019indemnisation en cas de sinistre peut \u00eatre limit\u00e9e. C\u2019est pourquoi une \u00e9valuation correcte de la valeur est essentielle.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3929 assurance-habitation risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Suis-je assur\u00e9 contre les d\u00e9g\u00e2ts des eaux ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-09T14:39:55+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3929\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3929\" href=\"#collapse-1-3929\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Suis-je assur\u00e9 contre les d\u00e9g\u00e2ts des eaux ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3929\" aria-labelledby=\"faq_1-3929\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7\"><p>Oui, les d\u00e9g\u00e2ts des eaux caus\u00e9s par exemple par une fuite ou une rupture de canalisation sont inclus par d\u00e9faut, sauf mention contraire dans la police.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel fusion-toggle-no-divider fusion-toggle-boxed-mode panel-default fusion-faq-post fusion-faq-post-3933 assurance-habitation risques-prives \"><span class=\"entry-title rich-snippet-hidden\">Quelle est la diff\u00e9rence entre l\u2019assurance incendie et l\u2019assurance habitation ?<\/span><span class=\"updated rich-snippet-hidden\">2026-06-09T14:39:52+02:00<\/span><div class=\"panel-heading\"><h3 id=\"faq_1-3933\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-3933\" href=\"#collapse-1-3933\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon fa-minus fas\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon fa-plus fas\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Quelle est la diff\u00e9rence entre l\u2019assurance incendie et l\u2019assurance habitation ?<\/div><\/a><\/h3><\/div><div id=\"collapse-1-3933\" aria-labelledby=\"faq_1-3933\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-flex-grow:0;--awb-flex-shrink:0;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-flex-grow-medium:;--awb-flex-shrink-medium:;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-flex-grow-small:;--awb-flex-shrink-small:;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p>L\u2019assurance incendie est l\u2019appellation classique. Aujourd\u2019hui, une assurance habitation couvre bien plus que le seul incendie, notamment les temp\u00eates, les d\u00e9g\u00e2ts des eaux et les catastrophes naturelles.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":3737,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3519","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3519","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/comments?post=3519"}],"version-history":[{"count":0,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3519\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/pages\/3737"}],"wp:attachment":[{"href":"https:\/\/sharpinsurance.be\/fr\/wp-json\/wp\/v2\/media?parent=3519"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}